Cliché’s are like constructive criticism…annoying to hear, but usually, or at least often, true.

When I was in my 20’s I first heard the cliché, A Failure to Plan is Planning to Fail.

The first time I heard it I thought it was rather clever…not as clever as, “Dear Lord, help me to be the person my dog thinks I am,” but clever all the same.

About the 19th time I heard it, I thought it was becoming annoying.

And when in my 40’s I began to realize my savings and retirement plan was nowhere near it should be I thought, Dang…that cliché is true.

When I listened to Stephen share his story in episode 7 of the Dream Again podcast I was reminded of both this cliché and my financial misjudgment I’m today working on rectifying.

Only…Stephen’s story is a past-tense lesson…one that is not easy for the listener to hear as Stephen opens up regarding a very personal experience…but it also is not only courageous of him to share, but also gracious as he is sharing what his family has learned so others can better prepare.

Other than my appreciation that Stephen would share this, three other items stood out to me when I listened to Stephen:

  1. The critical importance of financial communication in families
  2. The opportunities communication can create…and the pain lack of communication can bring
  3. And the concept of a “Legacy Drawer”

If you have either debt or wealth…this podcast is for you.