What is Medicare?
Medicare is a great health insurance program for people who are 65 or older. Medicare allows you to go to any doctor across the United States. Good news! There is no network…and in most cases, it is less expensive than your current health insurance.
Why is Medicare important?
Medicare provides health insurance and financial security to over 60 million people. It covers basic health services, including hospital stays, physician services, and prescription drugs.
Why am I getting so many calls and mailers? I feel like the whole world knows I am turning 65.
This is a common complaint by almost everyone getting ready to start Medicare. Once we had a client who was watering flowers in her back yard and a Medicare agent walked up to her and wished her a Happy Birthday. She told us she was already so frustrated with all the calls and mailers that she almost turned the garden hose on him. 😊
There are companies who make a living off selling names and phone numbers of people who are turning 65. Companies from all over the United States buy these lists and program your name and number into a computer that dials dozens of numbers at once hoping for someone to answer. Even when the number comes up local, it is often being dialed by a computer out of state. It can be frustrating for sure.
With so many options, how do I know what plan to pick?
It makes sense that you feel overwhelmed based on all the mail you receive. That is why we encourage you to sit down with a trusted Medicare Advisor (someone that works with Medicare every day). An advisor will help you navigate and figure out which plan is best for you and your current situation.
What is Part A and Part B?
Part A is the part that will cover your hospital bills, like nights spent in the hospital. Part B is what will cover your routine doctor visits.
What does Medicare cost?
There is no charge for Part A.
Part B is $148.50 per month.
Does Medicare have a deductible?
Part A and Part B have deductibles.
Also, you will pay 20% of all claims on Part B after your deductible.
When do I need to sign up?
Before we can help you pick a supplement or prescription plan. You need to sign up for Part A and Part B with the government (and receive your Medicare Card).
If you are already on Social Security, Medicare will sign you up and send you a card. If you are not taking Social Security until a later date, you will need to sign up for Part A and Part B on your own.
To get the process started, visit Medicare.gov approximately 3 months before your 65th birthday.
How do I enroll?
We know Medicare can feel confusing and overwhelming at times. Enrolling is pretty easy, in fact, Matt Jones can help you navigate the process every step of the way. Click HERE to find a time on his calendar to get the process started…and do not worry, it will only take about 20 minutes to get you enrolled.
What if I have more questions?
Matt Jones is ready to answer your questions. Click HERE to find a time on his calendar that works for both your calendars.
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