When You Get Kicked Off Your Parents’ Insurance
(A coming-of-age story featuring paperwork, panic, and premiums)
It’s one of adulthood’s least celebrated milestones. You turn 26 and suddenly your parents’ insurance company sends you a letter that feels more like a breakup note:
“It’s not us, it’s you. You’ve aged out. Good luck out there.”
No cake. No hugs. Just you, the open enrollment portal, and a thousand confusing acronyms.
You start to realize adulthood is really just a series of moments where the safety net quietly disappears. First, it’s your health insurance. Then you buy a car, and your parents gently say, “You might want to get your own policy for that, too.”
So, you start shopping. You learn that “comprehensive” doesn’t mean “everything’s covered,” that “deductible” isn’t a word you can ignore, and that your driving record from your early twenties suddenly matters a lot more than you’d hoped.
Here’s the thing: it feels overwhelming because it’s new. But getting your own insurance…health, car, all of it…isn’t just adulting. It’s independence. It’s saying, “I’ve got me covered.”
Because eventually, you stop asking your parents to cosign your life, and you start signing for yourself.
And while you might miss the days of free oil changes and doctor copays that magically vanished, there’s something kind of empowering about knowing you’re protecting what matters most.
So yeah, getting kicked off your parents’ insurance feels like a push. But maybe that’s the point…it’s the push toward responsibility, freedom, and the first time you truly drive your own life (metaphorically and literally).
Glidewell. Helping you protect what matters most, from the road to the rest of your life.
