What is Medicare?
Medicare is health insurance for people 65 and older. You can see any doctor in the U.S. who accepts Medicare—no network required—and it’s often cheaper than your current insurance.
Why is Medicare important?
Medicare provides health insurance and financial security for over 60 million people. It covers basic health services, including hospital stays, physician services, and prescription drugs.
Why am I getting so many calls and mailers? I feel like the whole world knows I am turning 65.
This is a common complaint among almost everyone getting ready to start Medicare. Once we had a client who was watering flowers in her backyard, and a Medicare agent walked up to her and wished her a Happy Birthday. She told us she was already so frustrated with all the calls and mailers that she almost turned the garden hose on him.
Some companies make a living off selling the names and phone numbers of people who are turning 65. Companies from all over the United States buy these lists and program your name and number into a computer that dials dozens of numbers at once, hoping for someone to answer. Even when the number comes up local, it is often dialed by a computer out of state. It can be frustrating for sure.
With so many options, how do I know what plan to pick?
It makes sense that you feel overwhelmed based on all the mail you receive. That is why we encourage you to sit down with a trusted Medicare Advisor (someone who works with Medicare every day). An advisor will help you navigate and figure out which plan is best for you and your current situation.
What is Part A and Part B?
Part A covers hospital stays. Part B covers doctor visits, tests, imaging, outpatient surgery, physical therapy, counseling, and more.
What does Medicare cost?
There is no charge for Part A.
Part B starts at $185 per month.
Does Medicare have a deductible?
Part A and Part B have deductibles.
After your Part B deductible, you pay 20% of costs.
A supplement can cover most of these gaps
When do I need to sign up?
Before we can help you pick a supplement or prescription plan. You need to sign up for Part A and Part B with the government (and receive your Medicare Card).
If you are already on Social Security, Medicare will sign you up and send you a card. If you are not taking Social Security until a later date, you will need to sign up for Part A and Part B on your own.
To get the process started, visit Medicare.gov approximately 3 months before your 65th birthday.
How do I enroll?
We know Medicare can feel confusing and overwhelming at times. Enrolling is easy Matt Jones can help you navigate the process every step of the way. Click HERE to find a time on his calendar to get the process started…do not worry, it will only take about 20 minutes to get you enrolled.
What if I have more questions?
Matt is ready to answer your questions. Click HERE to find a time on the calendar that works best for you.