Not in a Flood Zone? You Might Still Be at Risk.
When floods recently hit parts of Texas and North Carolina, thousands of homeowners were shocked to find their damage wasn’t covered by their standard homeowner’s policy. Why? Because flood insurance isn’t typically included, and many didn’t think they needed it.
What’s even more surprising is that many of those affected didn’t live in designated flood zones.
Here in the Northwest and Mountain West, we face a different kind of flood risk: heavy snowpack and rapid winter runoff. A warm spring or sudden thaw can turn a quiet creek or dry field into a serious flood hazard…even in neighborhoods considered “low risk.”
The takeaway? Flooding can happen almost anywhere, and if your policy doesn’t specifically include flood coverage, you may be left footing the bill.
Now is the right time to review your coverage. Don’t wait until the snow melts and the water rises.
Connect with a flood insurance specialist today and get clarity before the unexpected happens.
Talk to a flood expert HERE
